MD ZAFOR IKBAL. Design and Implementation of an AI-Driven Digital Banking Accessibility and Customer-Service Optimization Platform for U.S. Financial Institutions. International Journal of Business and Economics Insights, [S. l.], v. 6, n. 01, p. 108–156, 2026. DOI: 10.63125/dvv35q16. Disponível em: https://ijbei-journal.org/index.php/ijbei/article/view/67. Acesso em: 28 aug. 2026.